This definitely is one that cut straight to the core, and I’m yet to finish listening to it (see previous writing about books that challenge ego).

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In contrast to standard convention, Bill Perkins challenges the traditional approach to wealth accumulation and retirement planning.

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He argues that, those who save, often save much too ruthlessly, and end up kicking the bucket with a bank full of unused bucks.

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Perkins makes an interesting point that, unlike material things, memories become substantially more precious over time (earning interest in your memory bank), and that it’s worthwhile evaluating the items on your bucket list, comparing them to your available lifetime budget and financial goals, and making a call on how you’d like to proceed.

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For example, if you’d like to pack your bags and go backpacking through Bali for a month, it’ll be much easier to do so in your 20s when you don’t have a mortgage and dependants than it would be in your 50s with a whole family and higher standards.

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Unlike most financial books, this one actually encourages spending. It’s a guide to living fully, balancing financial security and making the most of your time on earth.